They say that moving house is one of the most stressful things that anyone can experience. It is right up there along with D-I-V-O-R-C-E, bereavement, getting married and giving birth. For me, moving house hasn’t been too much of a problem until recently. Giving birth was a piece of cake in comparison, ditto getting married, divorce was tricky and stressful but worth it and although I have experienced the death of a loved one, I have not experienced the bereavement of anyone in my immediate family. I have moved house many times, and I can honestly say that I have never experienced anything like this in my life so far.
I have had my house on the market for the last two years. Unfortunately, my timing wasn’t very good in this instance. As soon as I put my house up for sale, Northern Rock did it’s thing. I saw my house drop in price considerably because of the recession. It hardly seemed fair. I was also at a disadvantage as my last partner had a hand in doing some work to the house that I couldn’t afford to complete. To say he wasn’t the best builder is an understatement. Live and learn. One thing I had on my side was location, and a garage. All I needed was a buyer with an imagination, and some money. Fortunately, I was on a tracker mortgage and I saw the interest payments drop. That helped my finances considerably since I was made redundant about a year after I put the house on the market.
I tried not to panic about finances while I was trying to sell the house and trying to find a job. Somehow, things worked out and balanced themselves. My house has been expensive to run, especially since my boiler packed in a couple of Christmases ago. The kids having the storage heaters running 24 hours while they were home during the winter holidays didn’t help matters much. When they weren’t around, I would only heat up my bedroom. It is amazing what one can put up with when having to save money. I could never understand why English people had such cold houses. It’s because heating can be really expensive! There is a reason why people own wool jumpers!
As I said earlier, I had to drop the price of my house considerably in order to attract the right buyer. It is amazing what people would offer. Don’t make me laugh I would tell my estate agent. I have lived in my area for over 20 years. I have had three properties in the area. I know the value of my property. I have a garage, and I am on the Park side of the road. Get some serious people in and we can talk business.
I had a plan: A) I am going to be mortgage and debt free and have some money in the bank. B) I am going to make better use of my finances. C) I will buy somewhere with what is left over after my mortgage and debts are paid off. That would give me enough to maybe buy a two bedroom flat in or near Richmond. Then I met Amor! Well, I can still do A,B and C, but I have had a change of plan as to where I am going to buy – somewhere along the coast maybe!
I can get a lot more for my money if I move to the coast. As most of you know, I have been spending a considerable amount of time there. I love the seaside. I can buy a nice little house and maybe even a flat as an investment. I have more options. I love having options.
I finally had a reasonable offer in September. The buyers wanted to move in at the end of October. Great! I was ready to go. I had been packing and clearing my house for months. Why hadn’t they scheduled a survey for three weeks? Why are things taking so long? I have to give notice at work! I have to organise my movers! I need to downsize big time! I need to arrange storage! I have to find a place to live!
Lawyers! Especially trainee lawyers! From the other side! I was beginning to lose hope. My estate agent was driving me crazy. I was beginning to lose faith in my own lawyer. Why was it I could get information that she wasn’t able to? What did these people want? Why were they dragging things out?
I gave my notice and I moved out at the end of October as originally planned even though I hadn’t exchanged. Amor helped me pack and move. I had been feeling poorly. I don’t know what I would have done without him. I was feeling hopeful that things would go according to plan. They didn’t. I kind of jumped the gun. The Universe had other plans. What was I supposed to do? I just had to have some faith that things would work out, maybe a bit later than expected.
Things work out the way they are supposed to, not always the way we want them too. I gave up control and focused on my health and allowed other people to care for me. I looked for property. I went on a little holiday. While on holiday I got the news. I have exchanged and have a completion date. I am so relieved and so happy! My life is going to change in ways that I have only imagined. I guess there is going to be another new beginning. I will keep you posted!